By Abubakari Saddiq Adams Ghana’s ambitious digital transformation agenda, aimed at enhancing public sector efficiency and curbing corruption, recently came under intense scrutiny. A startling discovery of over 81,000 “ghost names” on the National Service Authority’s (NSA) payroll ignited debates about the effectiveness and transparency of state-backed digital projects. This incident not only highlights potential […] The post ICT

New year, new you, a cliché? Every new year comes with expectations. We want more clarity, more growth, more profit, more impact. We want our brands to do better, our businesses to make sense, and our lives to count for something meaningful. But before we rush into plans and projections, I believe it is important […] The post Personal branding

By Prof. Samuel Lartey www.pefghana.org When politics becomes a punchline, Ghana confronts a challenge far deeper than economic slowdown alone: the steady erosion of public trust in democratic leadership. Rebuilding the economy and revitalising businesses must therefore proceed alongside the restoration of seriousness, accountability, and credibility in governance. Responsible leadership, transparent decision-making, and a genuine […] The post Trust

By Isaac FRIMPONG (PhD) The Social Security and National Insurance Trust (SSNIT), which manages Ghana’s basic national pension scheme under Tier 1, has approved a 10 per cent pension indexation for 2026. The adjustment raises monthly pension incomes across the board and lifts the minimum pension for retirees from just over GH¢300 to above GH¢400. […] The post Is

By  Dr. Ebenezer Arthur Duncan Imagine a Ghana where businesses operate around the clock, creating jobs, stimulating economic growth, and improving the quality of life for its citizens. This is the promise of a 24-hour economy, a concept that involves extending business hours and operations to cover the entire day, 7 days a week. In […] The post Marketing the 24-Hour Economy:

By J. N. Halm It could be as simple as restaurant guests asking for special arrangements in terms of tables. Or even requesting ingredient substitutions due to allergies or lifestyle choices. Or a passenger requesting the radio in the taxi to be tuned to the dial of a particular radio station. It could also be […] The post Service and

By Kwami AHIABENU, PhD AI has become a defining force in our society, impacting our daily lives, transforming industries from healthcare and finance to education and manufacturing. While some organizations are far ahead with AI deployment, laggards are in the majority. As adoption accelerates however, organizations are grappling with a central challenge: how to balance […] The post The

… how organizations can shift from inertia to adaptive agility In the prior article, we noted that transforming an organization from a rigid “freight train” into a flexible, responsive “car” requires deliberate structural and cultural shifts. This journey begins with recognizing the pitfalls of experience-heavy hiring and rigid reward systems, which can trap organizations in […] The post The

A newly-launched digital marketplace is seeking to bring the country’s largely informal business sector online while helping to curb the rise in online business scams, its promoters have said. Golden Dreams Events and Promotions Management said its platform, GHKonect.com, aims to digitise local businesses across the country, connect them directly with customers and improve trust […] The post New

“Artificial intelligence will take all our jobs and that’s not necessarily a bad thing. Probably none of us will have a job,” – Elon Musk . From the lenses of the risk telescope In my regular interaction with young professionals, it is becoming apparent that young people are gradually getting apprehensive about their future. During […] The post Risk

By Winifred KOTIN For many of us, mathematics was not a subject to love—it was a subject to pass so we could progress to the next academic stage. Through years of conversations with executives, educators, parents, and aspiring technology professionals, one troubling question keeps returning: What if we have been teaching mathematics the wrong way […] The post What

People do not live in regions. They do not live in districts. They live in villages, towns, and cities. Ghana likes to describe itself as a decentralized state. On paper, that is correct. In practice, the system is a classic case of form without function. Authority is fragmented, responsibility is blurred, and accountability is diluted. […] The post Re-Imagine

Staff of Development Bank Ghana (DBG) marked the end of the year 2025 by extending support to various institutions through a series of impactful Corporate Social Responsibility (CSR) initiatives. The activities formed part of the Bank’s long-standing culture of giving back to communities especially during the festive season, whiles reaffirming its commitment to social impact […] The post Staff of

By Kizito CUDJOE The Tema Oil Refinery (TOR) has said disciplined shipping schedules and tighter operational controls are beginning to pay off with storage tanks now fully stocked, a visible sign that the revived state-owned refinery is regaining operational efficiency after years of underperformance. This development emerged during a working visit by the National Petroleum […] The post TOR

By Fred Kwasi ANOKYE, Ph.D. In the first article, I discussed mortgage interest tax concession as a tax planning opportunity embedded in the triangular tax system of Ghana. This current article exposes taxpayers to the tax benefits within individual pension contributions and donations made. Allowable deductions in respect of social security contributions The National Pensions […] The post Exploring

People say you never forget your first major experience. The first financial crisis I encountered in my professional life was the 1998 Russian debt default, which subsequently led to the bailout of Long-Term Capital Management. This event taught me that apparent stability founded on short-term borrowing and an overvalued currency is inherently fragile. Such situations […] The post SIKAKROM

By Prof. Kwaku APPIAH-ADU (PhD, FGA) &Thomas Nana KWANTWI If Henry Ford were dropped into Accra, Abidjan, Lagos or Nairobi, today, he might struggle to recognize the tools of modern wealth creation. He would not see furnaces, stamping presses, and assembly lines. He would see laptops, cloud dashboards, payment APIs, and a young founder explaining […] The post Same

By Enock Yeboah-Mensah “When you increase your ability to earn, you increase the value of your time. You learn more. You sharpen your skills. You become harder to replace. You stop begging for pay increases and start commanding value.”E.Y. Mensah At about 2:00 a.m., the Accra Sports Stadium finally began to empty. The December concert […] The post Cases

…AI Customs tool targets undervaluation as billions lost to misclassification  By Joshua Worlasi AMLANU The Ghana Revenue Authority (GRA) is turning to artificial intelligence for plugging long-standing leakages in Customs revenue – after pilot tests showed the technology could lift collections as much as 45 percent by tightening controls on undervaluation and misclassification of imports. […] The post GRA

Economic policy analyst, Senyo Hosi has commended the John Mahama government and economic managers for what he describes as an unexpected and well-executed turnaround in the Ghana cedi’s strength in 2025. Responding to recent commentary on the cedi’s appreciation against major international currencies, Mr Hosi rejected claims that the International Monetary Fund was the primary […] The post Senyo