The CEO of DKM Diamond Microfinance, Mr. Delle K. Martin, has charged graduates on the need to develop entrepreneurial skills.
According to him, self-employment should be seen as one of the reliable ways of ensuring sustainable development as a country.
In order for such goal to be achieved, graduates should discard the notion that it is the utmost responsibility of central government to create jobs.
The CEO, who was speaking at a lecture series organised by the Faculty of Economics and Business Administration (EBA) of the Catholic University College of Ghana (CUCG), Fiapre, on the theme Ã¢â‚¬Å“A Night With The ManagersÃ¢â‚¬Â, stated categorically that youth are future leaders, hence the need for innovative ideas.
The CEO lamented the lackadaisical attitude of most graduates to nurturing their innovative ideas. This, he said, has contributed immensely toward mass unemployment in the country.
Mr. Delle, an alumnus of the University College, pointed out that Ã¢â‚¬Å“our years in school, encounters with lecturers, motivational speakers, social psychologists, renowned business men and other social strategists are to be seen as a precipitating stage for our career development.
Ã¢â‚¬Å“Our leaders, most especially the educationists, have much to share with us, hence the need for students in school and graduates to consider discussing with them ways of nurturing or developing their proposed ideas,Ã¢â‚¬Â he explained.
Mr. Delle further opined: Ã¢â‚¬Å“Circulating ideas that universities in Ghana only concentrate on theory-based knowledge has no concrete substance, in that most lecturers have adopted several ways of presenting practical-related examples to students.
Ã¢â‚¬Å“Until students develop intuitive concepts of separating practical-based and theoretical knowledge, they will find it difficult to understand the concept of employment and creativity,Ã¢â‚¬Â he stressed.
The Mr. Delle, who graduated in 2012, asserted that graduates can easily make it if they consider confidentiality, trustworthiness, self-belief and effective time-management (five seconds of picking phone calls) as needful tools in developing the world.
In an open forum, the students asked the CEO a series of questions ranging from his personal lifestyle, commencement of DKM and major challenges.
In response, Mr. Delle explained that the concept of DKM started after an unfortunate encounter with a rural bank.
Ã¢â‚¬Å“Having such a vision, I worked tirelessly by living a formative life. Quite apart from that, knowing the complex nature of the vision, I took time to read about renowned bankers and other financial experts,Ã¢â‚¬Â he explained.
Accordingly, the CEO further told the students that his banking concept paved the way to delve much into the world of business. He added that it is therefore not surprising that on 26th April 2013 the long-awaited dream was practically materialised in the heart of Sunyani, the Brong Ahafo regional capital, with the name DKM Diamond Microfinance Limited.
Ã¢â‚¬Å“As present and future entrepreneurs, it is obvious that you will face a lot of challenges from senior men, friends, loved ones and even family members; but do not let that kill your spirit of determination, instead keep on thinking of positive things,Ã¢â‚¬Â he advised.
Currently, DKM Diamond Microfinance Limited has been able to extend its tentacles to Brong Ahafo, Northern, Upper East and West Regions of Ghana. Plans are far afoot for other regions to be considered.
Customers are to note that DKM Diamond Microfinance has put in place effective mechanisms to handle their deposits diligently.